Whitepapers
Whitepapers written by Carl A. Lutz
Does Your Financial Dashboard Have an 'Idiot Light' ?
Have you ever asked yourself the question, “Where is the best place to begin when reviewing my finances?” Is it cash flow, debt reduction or an investment analysis? Is it understanding beta, standard deviation or the differences between tactical, active or passive investing? The answer might surprise you. But, without giving you my opinion directly, let’s discover the answer together through a story.
Rate of Savings vs. Rate of Return
Most people chase high rates or return and increase their risk because they aren’t saving enough. If you’re saving the right percentage of your income, you’re not forced to chase rates of return and take on unnecessary risks